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January 24, 2014     Cape Gazette
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January 24, 2014

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38 FRIDAY/JANUARY 24- MONDAY, JANUARY 27, 2014 BUSINESS & REAL ESTATE cape Gazette Coldwell Banker welcomes Debra Waters and Ruth Sivils Coldwell Banker Resort Realty announces the recent addition of Debra Waters and Ruth Sivils to the firm's Lewes Branch. Waters is a native Delawar- ean and has been connected to this area since childhood. She decided to become a real estate profes- sional upon selling her Tan Delights Tanning, Nail and Hair Salon Debra Waters business after 25 years. Sell- ing has always been a passion of Waters' and the family business as well. Her mother, Mary, was a realtor for 40 years. Licensed since 2005, Waters has been ac- tive as a Realtor and a member of the Women's Council of Realtors Sussex County Chapter. She is dedicated to bringing buyers and sellers together and has beerr very successful doing so. In her free time, she enjoys horseback riding, swimming, biking and skiing. She enjoys spending time with her husband, her family and her golden re- triever on the beautiful beaches Sussex County has to offer. "I am excited to join the Cold- well Banker brand. I look forward to implementing the numerous tools and technology that Cold- well Banker offers to promote my clients' interests," said Waters. Sivils is a Pennsylvania native. She relocated to Delaware in 2003 after living in Tomb- stone, Ariz.; Las Vegas, Nev.; and Tuc- son, Ariz. She has been a licensed Real- tor for 10 years Ruth Sivils and furthered her education and training, earning her associate broker designation in 2010. She has been recognized for her volunteer efforts by receiving both the Sussex County Association of Realtors and Delaware Associa- tion of Realtors Good Neighbor awards. She is a volunteer for Habitat for Humanity, having volunteered on three builds, and is now serving as crew leader for its newest project. Sivils has been active with the Women's Council of Realtors Sussex County Chapter since its inception in 2008 and is a past president. She also served on the board of directors for the Sussex Beer only one month. "I think we should get it right," King said. Bunting said the applicants Continued from page 37 would agree to a one-month commission should be able to delay. review the application and rec- The planning commission is ommendappropriate restrictions scheduled to discuss the pro- for the business, "You need to posal at 10 a.m Saturday, Feb. dig in," he said. "You need to set 1, at Dewey Beach Life Saving conditions." Station on Dagsworthy Avenue. King said he would organize The commission will likely is- a planning commission meeting sue a recommendation to town before the next town council council at its meeting at 9 a.m meeting, delaying the process Saturday, Feb. 8. Tax-free Income Is the Best Gift You Can Give Yourself at Retirement. With an Edward Jones Roth IRA, any earnings are tax-free, and distributions can be taken free of penalties or taxes.* You may even benefit from converting a traditional IRA to a Roth IRA. * Earnings distributions from a Roth IRA may be subject to taxes and a 10% penalty if the account is less than five years old and the owner is under age 591/2. At Edward Jones, we spend time getting to know your goals so we can help you reach them. To learn more about why an Edward Jones Roth/IRA can make sense for you, call or visit today. Janet R Maher, AAMS" Financial Advisor 28322 Lewes Georgetown Hwy Unit 5 Milton, DE 19968 302-68~5946 Lewes Branch. Waters and Sivils are members of the National Association of County Association of Realtors. "I am very pleased that Debra Realtors, the Delaware Assoo When not working, Sivils enjoys and Ruth made the choice to join ciation of Realtors, the Sussex playing softball and fishing on Cotdwell Banker Resort Realty County Association of Realtors the ocean. She has been married and our team of highly trained and the Women's Council of for 25 years and enjoys her five professionals. I know their real Realtors Sussex County Chapter. grandchildren and her two dogs. estate background and manage- They may be reached by call- "I look forward to working ment experience will provide ing 302-645-2881, in person at with Dolores Desmond and the the groundwork for the dedica- Coldwell Banker Resort Realty, entire Coldwell Banker team. tion and commitment required 800 Kings Highway, Lewes or Dolores has been a mentor and to continue as top producing via email at debrawaters@veri- friend for many years," said Siv- agents," said Desmond, vice pres- or ruthsivils00@gmail. ils. ident and broker of record of the com. HOMES / AT THE BEACH ON YOUR LOT OR OURS, THE FINI IN THE BEST NEIGHBORHOODS: EdwardJones MAKING SENSE OF INVESTING