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February 21, 1997     Cape Gazette
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February 21, 1997

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38 - CAPE GAZETI, Friday, February 21- February 27, 1997 Bus0000ss & REAL ESTATE Milton Chamber pledges to push past its problems By Rosanne Pack With a decision to keep on keeping on, the Milton Chamber of Commerce is mov- ing into the 1997 calendar of events with a date set and volunteers signing on for the Annual Spring Bass Open Fishing Tourna- ment, April 27. At the January meeting, members dis- cussed financial woes and membership lethargy, and faced the prospect of disband- ing. However, at the February meeting, those attending felt that the desire and com- mitment are there on the banks of the Broadkill, and the community needs the chamber and the activities it sponsors. Some membership dues have come in to lessen the financial crunch, and some who had to curtail their efforts for a while pledged to become active again. Even though he is facing surgery, J.R. Clark, chamber vice president, is willing to guide volunteers through the annual bass tourna- ment. Frank Gordy, board president, said, "We could pay our bills and fold. We are not bankrupt. "But, there's something that I've always had a problem with. I've always had a prob- lem with getting beat.'" Gordy was support- ed by Jay Dunlap who said, "I hate to say, 'Let's give up the ship.' at this point. But, if it's going to go, the members of the cham- ber have to give their efforts." In addition to making plans to enlist renewed enthusiasm and participation, members of the Chamber discussed cost cut- ting measures and means of making more money in order to remain solvent and sup- port chamber activities. The fate of the Mil- ton Clipper is still unresolved, and Gordy asked an appointed committee to report back at the March meeting. The monthly chamber newspaper sus- pended publication in January because of concern over the ability to pay printing and mailing expenses. The committee is to review expenses and explore means of col- lecting material for stories and increasing advertising revenues. "People want the Clipper," Gordy said. "Maybe we have to think of how it can be distributed so it doesn't cost so much, but it is popular. This committee needs to meet and come back to us." There was some dissension over how Chamber-sponsored boat tours on the Broadkill are advertised. Some members pointed out that a rack card that describes the tours includes only one restaurant for the lunch stop, and specifically lists a tour of an historic bed and breakfast, rather than an historic house. Don Post suggested that the lunch choice should not be restricted to only one restau- rant, and that the house tour not be limited to a bed and breakfast. Bruce Churchman, chamber treasurer, pointed out that, in the January meeting, he specified that the house tour should be open to historic houses, and not just bed and breakfasts. However, even though consensus is that meal choice and wording regarding a house tour should be reviewed and probably changed, there is the issue of the expense of replacing brochure cards that are already printed. Frank Callio, director of the Sussex County Economic Development Office, will make a presentation at the Tuesday, March 18 Milton Chamber of Commerce meeting. Adhering to the new policy of alternating evening and afternoon meetings, the March meeting will be at 2 p.m. in the Milton Library. The possibility of sharing chamber office space with the Milton Main Street program was discussed. It was agreed that it could be beneficial to both organizations. Members felt that the groups could retain their auton- omy, yet share some office expenses, and cooperate and support the other in events and projects. Although there were some acrimonious exchanges, the meeting closed on a note of harmony," with those present agreeing that they do not have to see eye to eye on all issues to work for the betterment of Milton. Post said, "Really, it doesn't matter who is putting on an event, as long as it's for Milton. What matters is building Milton." Low digit Delaware tag goes on auction block in Rehoboth March 2 By Trish Vernon A weekend Christmas shopping trip to Rehoboth Beach turned into a windfall for a St. Edison, N.J. couple, whose winning scratch off ticket won the $183,000 package which included a car, No. 24 Delaware license tag and cash back in January. "I'm addicted to those rub off games," said Jeanne Russo, whose husband, Charles, purchased tick- ets for all of the rub off games ear- ly one morning at the 7-11 in Rehoboth Beach back in Decem- ber while they were staying at the Boardwalk Plaza Hotel. The couple loves Rehoboth Beach, having visited for the past nine years and are considering moving down here in the future. When visiting, they never fail to stop by the American Legion post in Rehoboth "and we set up the bar the day we came down to pick up our check for $50,000 toward the purchase of a car," said Charles, a former U.S. Marine and retired General Motors employee. Jeanne, a Rutgers University com- puter operator, added that they had totally forgotten about send- ing in the ticket with the three gold bars which was eventually picked and it took repeated calls from an upstate newspaper reporter to convince them of their luck. "He called and we told him 'we just weren't interested'," Jeanne said. "When we finally realized, we were ecstatic, although it won't change our lives," she added. Besides giving $10,000 checks to each of their three daughters, they will be able to afford "our fondest dream" of taking their children and their hus- bands on a trip to Bermuda, Jeanne said. This isn't the fLrst time the Rus- sos have struck it rich in the lot- tery - they won an Oldsmobile 30 years ago, "but we had just bought a Ford Fairlaine, so we gave it to my brother-in-law, because he drove his mother around a lot," she explained. With the check in hand for the automobile (Jeanne doesn't want to give up her 1989 Celebrity), they plan to put the valuable low digit Delaware 24 license on the auction block on Sunday, March 2 in Rehoboth Beach. "As New Jer- sey residents, they can't use the tags on their car, so the lottery officials said they could sell it,' said William "Butch" Emmert of Emmert Auction, which will han- dle the proceedings as part of a large multi-estate sale that day at Rehoboth Beach Fire Hall. Emmert said this is the lowest digit tag that's been put up for auction since he handled the sale The artifact above is believed to be a child's slave collar from the Civil War era. It is one of many items to be auc- tioned off in Rehoboth Beach on Sunday, March 2, along with Delaware license plate number 24, which was won in a raffle. of Number Nine back in 1984, when went for $I 85,000 to Tony Fusco of Wilmington. Pre-sale estimates of what it would bring ranged from $110,000 to $120,000. Number 24, the second lowest tag to auction, last sold for $80,000 to the Delaware Lottery and he expects it to bring any- where from that amount to $120,000, with the Russos not having to kick in any taxes up to a sale price of $85,000. Continued on page 40 What to expect when you're expecting First time parents are sometimes overwhelmed by the financial demands of their new baby. How- ever, careful preparation can help you avoid distracting financial headaches so you can focus on what's really important - your new baby's health and happiness. Here are a few suggestions: Track pre-baby spending habits. By keeping track of your spending habits before the baby arrives, you can pinpoint expenses that can be paired back to help you accommo- date the new addition into your old budget. Start buying baby items early. If you give yourself more time to buy the necessary "baby goods" incrementally, you won't be hit with big expenses during the ninth month. You will also have more time to comparison shop and buy items on sale. Check with your em ,er FINANCIAL FOCUS about flexible spending plans. Also known as cafeteria plans, some employers offer this benefit to help cover many medical, den- tal and dependent care expenses. You may be able to direct a por- tion of your pre-tax wages to be placed in a personal account. You can then draw from this account for reimbursement of many med- ical expenses and/or child care costs. And since you will have less taxable income after channeling dollars into your cafeteria plan, you will pay less in taxes and increase your spendable income. Compare individual health insurance plans. If you and your spouse have individual health insurance coverage, you should compare your coverage to deter- mine whether to include your entire family under a single plan. Be sure to note premium, co- payment, exclusion and pre-exist- ing condition clauses of each plan. Also, find out which insurance plans are accepted by your chosen care provider and don't forget to consider each plan's hospital affil- iation. Review your disability cover- age. If your current disability income insurance will not replace at least 60 percent of your income, you'll need to purchase additional coverage either through your employer, if available, or on your own. Consulting a financial pro- fessional may help to determine your family's exact disability income insurance needs. Consider additional life insur- ance. For most parents of young children, coverage equaling between five and ten times their annual salaries should generate enough income to cover their expenses. Consultingwith a finan- cial services professional will help you to determine what life insur- ance plans are best for you and your family. No family can anticipate every expense that a new baby will bring, but preparing your finances can help to ensure that monetary worries won't distract you from the joy of your new child. Glenn Sholley is a representa- tive of the Lutheran Brotherhood of Delmarva Glenn Sholley