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February 23, 1996     Cape Gazette
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February 23, 1996

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48 - CAPE GAZETTE, Friday, February 23 - February 29, 1996 Business & Real Estate Main Street, Chamber picking up what RBDBA leaving behind By Trish Vernon The Rehoboth Beach Downtown Busi- ness Association (RBDBA) remains in lim- bo as it endeavors to settle its many debts and ensure that past activities it sponsored, such as the Flower Festival and Easter Egg Hunt, are placed in good hands for the future. While still actually in existence, President Melissa Clink said this week that by mid- March they expect that "all will be in order and we'll explain everything then. We plan to pay off our debts because we don't want to go into bankruptcy although there's noth- ing concrete to report at this time." Con- cerning the separate incorporated non-profit Jazz, Inc., which, under RBDBA auspices has overseen the annual Rehoboth Beach Jazz Festival, Clink said that she would rather not touch on the subject at the moment. It was the general understanding last year, that with the formation of Rehoboth Main Street, having two organizations devoted to the same cause of revitalizing the down- town area would be redundant. So RBDBA bowed to the former group, as, once up and run- ning, Main Street has national funding and advisory resources at its disposal which are unavailable to RBD- BA. Not to be consid- ered a merger as such, with the .dissolution of CLINK RBDBA, it was expected that people would then naturally begin paying dues to Main Street instead and join the various committees. The City of Rehoboth Beach agreed to help support Main Street with funding of approximately $25,000 a year and it has been expected that once a program manager is hired, that person will take over the offices in the municipal building previously used by RBDBA (the former parking meter departmen0. The Main Street board had hoped to hire its manager by now, but they announced last month that negotiations with their cho- sen candidate fell through over money. At that time, Main Street President Kathy Kramedas, noting that they were offering a salary in the national median, said they would proceed to advertise the position in the National Main Street newsletter and hope to have someone at the helm in the near -future. "Main Street will start working with the existing membership," Clink said, noting that some businesses' RBDBA member- ships don't expire until June. She added that she would like to see Main Street take over publishing of the downtown Rehoboth walking guide as well. In the meantime, the RBDBA phone number, which is the contact number given in many publications and calendars for some events to be held in Rehoboth Beach this year, goes unanswered when people interested in more information call. The Rehoboth Beach-Dewey Beach Chamber of Commerce has been fielding many of the queries about these events and filing them for future response when officials there have more concrete information. When this matter was brought to her attention, Clink said she would rectify the phone situation. The Rehoboth-Dewey Chamber Board of Directors has agreed to take on the Easter Egg Hunt this year, although major changes are being considered. Last year, according to Clink, people broke bones as they over- ran the beach in front of Rehoboth Avenue, vying for the buried eggs holding cash and gift certificates. This year, the event may be limited to children only and the Chamber has asked the city for permission to hold it in the Grove rather than the beach, with a tandem hunt held in Dewey Beach at the same time. The Flower Festival has fallen under Main Street auspices, with Dave Achter- Continued on page 49 Milton Main By Kerry Kester The Milton Main Street Com- mittee voted at its Tuesday, Feb. 13 meeting to develop a compre- hensive plan for the downtown area. A sub-committee led by Felicia Cannon will draft an architectural as well as landscaping concept for what the committee envisions as Milton's future. The decision to develop the con- cept plan arose following the com- mittee's animated discussion regarding 1996 Christmas decora- tions for the downtown area. Carol Gillie, secretary, asked the committee to vote on whether to purchase new artificial wreaths, which are being sold at a signifi- cantly reduced rate for the next few weeks. Committee members, divided in their opinions about whether to have artificial or natural wreaths, concluded it would be best to use Street forges ahead natural wreaths in 1996, allowing them the opportunity to develop the comprehensive plan that may or may not call for artificial wreaths in the future. "The downtown needs a concept if you're going to get the down- town to grow," said Don Post, owner of Jail House Art & Antiques. The sub-committee will be examining such themes as the Victorian or Colonial eras. In other business, Frank Gordy reported that progress is beginning in negotiations with legislators, county and state officials who are examining the truck traffic prob- lem in the downtown area. Gordy is working with the offi- cials to develop alternative truck routes and other options that could eliminate tractor trailer or other large trucks from traveling through the heart of town. One option Gordy said may be available is alterations to the with bridge on Rt. 30. Jack Hudson said another option could be for the town to petition the state for ownership of Union and Federal streets. However, the committee agreed the cost of maintaining the streets would be too costly for the town. "It's more positive than nega- tive at this point," said Gordy of his negotiations. The committee appointed Gordy as its official liaison with county and state resources. The Milton Main Street Com- mittee also voted to assist the Chamber of Commerce of Milton with its April 3 "Marketing Mil- ton" seminar. The seminar is intended to attract new businesses to the town. "We want people who are defi- nitely interested in coming here," said Charlie Fleetwood, president of the Chamber of Commerce of Milton. downtown concept plan Two challenge incumbents for Milton Chamber board seats In an unexpected move during the Chamber of Commerce of Milton meeting on Wednesday, Feb. 21, nominations were made from the floor to oppose Charlie Fleetwood and Tony Boyd-Heron as president and vice president, respectively, during this year's election. The nominating committee, chaired by Bruce Churchman,-proffered a slate of candidates to the members. "All of the current officers have agreed to stand for re-election," said Church- bTagETWOOD man. Had no additional nomi- nations been made, no election would have been necessary for Fleetwood and Boyd-Heron to retain their posts. Fleetwood, a salesman at Masten Home Centers, has been president of the chamber for the past 10 Boyd-Heron is the proprietor of the Captain William Russell House English Bed and Breakfast BOYD-HERON Continued on page 49 Many financial decisions face the mature woman Although many women are financially savvy, there are many who were never encouraged to pursue such knowledge. In fact, a recent survey conducted by Louis Harris & Associates revealed that in more than half of the families polled, the women left all finan- cial matters to their husbands. Three important financial areas facing women are retirement, long-term care and estate protec- tion. One source of retirement income is Social Security. Although it'svery helpful in retirement, it's risky to rely on it as the sole source of support. The average income for women over age 65 is only $7,300. You can FINANCIAL FOCUS Glenn Sholley get a copy of your Social Security report by calling 1-800-722-1213 and requesting Form SSA-7004. Another possible source of retirement income is your pension. Ask your personnel department for a description of your pension plan and the estimated dollar imount. Also, check to see if you're eligible for dependent pro- tection under your husband's plan, if married. Your own assets may make up the difference needed to maintain your standard of living during retirement. The federal government pro- vides a variety of income tax breaks for retirement planning. You may be able to contribute to your company plan with pre-tax dollars. Or, you may be able to contribute to an Individual Retire- ment Account (IRA) and receive a tax deduction for your contribu- tions. Investing now, even a little, can contribute to a comfortabl retirement. Long-term care funding is another area women should pay special attention to. Medicare does not cover most long-term care services. Medicaid does, but to qualify a person must be very poor. Many experts feel that long- term care insurance is crucial because of the difficulties involved with Medicaid planning and the huge expense of nursing home care. Equally important for women to consider is estate protection. Hav- ing your estate in order will ensure that your assets go to your loved ones with a minimum of delay and expense. A will is really the only way you can be sure your property will be disbursed as you desire. The sooner the better is the best rule of thumb for all financial preparations. A financial services professional can help you with the three most important financial areas facing women: retirement, long-term care and estate protec- tion. Glenn Sholley represents the Lutheran Brotherhood on Del- marva, which provides this finan- cial information as a public ser- vice. For more information call 422-9639.