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Lewes, Delaware
Jim's Towing Service
April 4, 1997     Cape Gazette
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April 4, 1997

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CAPE GAZETTE, Friday, April 4- April 10, ,1997 - 33 Study shows one in tht(.00e children lac00, health insurance One in three children in the U.S. lacked health insurance for at least one month in 1995 and 1996, according to a study released by the national health consumer group, Families USA. The group said an estimated123 million chil- dren went without coverage for at least a month during the two-year period. The study, based on U.S. Cen- sus data, describes the characteris- tics of uninsured children, includ- ing their family incomes, whether their parents work and the length of time the children go without insurance. Almost half were unin- sured for 12 months or longer; fewer than seven percent lacked insurance for less than three months. The vast majority of uninsured children live in working families, the report points out. In nine out of 10 cases, the head of the house- hold worked all or part of the two -- year period covered bythe study. "One-third of our nation's chil- dren without health coverage is an i uninsurance epidemic," said Ron Pollack, executive director of Families USA. "Since these chil- dren are seven times more likely to be uninsured for a long period rather than a brief interlude, this epidemic must be taken seriously. "America's uninsured children live in families where the bread- winners work hard, pay taxes and play by the rules, but they don't get health coverage on the job for themselves or their children. They can't afford to pay for it out-of- pocket," said Pollack. States in the South and West had the highest percentages of children without coverage. The 10 states topping the list were Texas (46%), New Mexico (43%), Louisiana (43%), Arkansas (42%), Mississippi (41%), the District of Columbia (39%), Alabama (38%), Arizona (38%), Nevada (37%) and California (37%). The states withthe highest number of uninsured children for all or part of 1995-96 were: Cali- fornia (3.4 million), Texas (2.6 million), New York (1.5 million), Florida (1.3 million) . , Illinois (972,000), Pennsylvania (867,000), Ohio (773,000), MiChigan (670;000), Georgia (664,000) and New Jersey (553,000). The study's key findings include the following: Uninsured children tend to stay uninsured for a long time: • Almost half of uninsured chil- dren (47 percent) had uninsured spells of 12 months or longer dur- ing the two-year survey period. • One in seven uninsured chil- dren (15 percent) lacked coverage for the full two-year period, esti- mates show. • Only one in 14 uninsured chil- dren (7 percent) lacked coverage for less than three months. Most uninsured children live in working families: • Nine out of 10 children who lacked insurance (89 percent) lived in households where the head of the household worked during all or part of the 24-month period. • Among children uninsured for SAVE 20-50% MEN'S, LADLES' 6" CHILDREN'S SHOES   Iq)(YlWF.AR r A DISCOUNT Featuring: Sebago • Docksides • Keds - K-Swlss • Trotters • Ettland • Sperry Top-Sider • Tretorn * Etonlc ° New Balance • MIA - Clarka of England • Wlgwam * Reebok * Rockport * Grasshoppers Best selection from over 15,000 pairs in stock. Meal's sizes; N 9-14, M 6 I/2-14, W 6 I/2-14, WW 9-13. Womezl's sizes: N 6-10, M 5-11, W 6-10 Chfldrtm's 19-3 and Boy's 8 3 1/2-6 TION8 Route 1. Ames Plaza. aehoboth Beach, DB. D2-2t7-5828 Route I at West Vlr Ave. (41 streets north of lid line on ocean side) Fenvlck Island, DE the full two years, 91 percent lived in households where the head of the household was employed during all or part of the study period. • Almost two out of five house- hold heads (38 percent) for chil- dren uninsured throughout the two-year period were employed full-time over the entire 24 months. Most uninsured children's parents are also uninsured. • Only one out of every five children without health coverage (23 percent) had a parent who was covered by an employer*provided health insurance plan. • About 85 percent of parents whose children were uninsured were not covered by any type of health insurance at some point over the 24-month period. • Most of the uninsured parents (71 percent) experienced spells of uninsurance that were the same length as, or longer than, their child's spell of uninsurance. "Several studies show that employers are less and less likely to offer health insurance for work- ers' family members," said Cheryl Fish-Parcham, the health policy analyst for Families USA who coordinated the study. "Many companies that do offer family coverage now require the employ- ee to pay more of the premium. For some workers, it's a choice between health insurance for the kids or food on the t,ble." A large portion Of the unin- sured children are from moder. ate-income families: • Almost one out Qf three unin- sured children (34 percent) lived in a family with an income of $28,800 or more (in 1996 dollars). • Of all children with family incomes of $28,800 (in 1996 dol- lars), almost one out of six (16 percent) lacked health insurance. • Half of all children with a family income between $17,280 and $28,800 (in 1996 dollars) had no health insurance for all or part of the two-year period. • Fewer than one out of four uninsured children (24 percent) lived in families with annual incomesof below $11,520 (in 1996 dollars). Most uninsured children live in two-parent households: • Uninsured children are two times more likely (69 percent ver- sus 31) to live with married par- ents, rather than a siqgle parent. • Children uninsured for the entire 24"m°nth period are four times more likely (79percent ver- sus 21) to live with married par- ents, rather than a single parent. More than haft of uninsured children are non-Hispanic whites: • Hispanic children comprised 22 percent of the uninsured child population; more than half of all Hispanic children (53 percent) lacked insurance for a month or longer during the two-year study period. • Black children accounted for 19 percent of the total number of uninsured children; almost four out of 10 black children (38 per- cent) went without insurance for a month or longer during the study period. Can work magic on any_ budget/ CALL 644-2209 Lynne Johnston Chichi A complete selection of quality-made hospitai-type home care beds and accessories is available at Edgecare r. including both manual and electric beds, side rails, trapeze bars and overbed tables. CALL US... WE WILL BE GLAD TO HELP. EDGEHILL PHARMACY Peddlers' Village Lewes,  * 945-5066 COME IN FOR MORE INFORMATION OR A FREE CATALOG.