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Lewes, Delaware
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April 11, 2014     Cape Gazette
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April 11, 2014

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Cape Gazette BUSINESS & REAL ESTATE FRIDAY, APRIL 11- MONDAY, APRIL 14, 2014 43 Financial spring cleaning can brighten your investment picture he days are getting lon- ger and warmer - a sure indication of the arrival of spring. Another sign of the season may be the urge you get to do some spring cleaning. But you might not have realized that some of the same spring- cleaning techniques that can be used on your home can also apply to your investments and your overall financial strategy. Here are a few ideas to con- sider: Get rid of clutter. As you do your spring cleaning, you may well find some clutter - a bunch of items you no longer need. As an investor, you might look at your portfolio and also find clutter in the form of invest- ments that are no longer appro- priate for your objectives. For example, perhaps some of them are virtual duplicates of other investments you own, thereby diminishing your potential for diversification. Or maybe some investments are now too risky for your needs. In any case, you may be better off rebalancing your portfolio. Get organized. As you clean your home, you might find ways to organize your belongings and furniture more efficiently. And you may also be able to organize your investments more effectively. One possibil- ity: Consider consolidating your investment accounts with one provider. If you have an IRA here, another one there and some other investments scat- tered about, you may be paying more in fees and commissions than is necessary. By consoli- dating these investments, you might save money and paper- Continued on page 51 Free tax clinic workshops April 15 The Delaware Community Reinvestment Action Council Inc. will hold two free tax clinic workshops for procrastinators in Milford and Georgetown Tues- day, April 15. At the Milford Public Library from noon to 1:45 p.m., and at 20127 Georgetown Professional Park (across from the North Georgetown Elementary School) from 5 to 6:45 p.m., DCRAC staff will provide free counseling and answer questions from individu- als about their federal taxes. These workshops will help in- dividuals who have received a notice from the Internal Revenue Service, haven't filed taxes for several years, or don't know if they are required to file a tax return. "Many taxpayers don't file their taxes or work on their tax controversies with the Internal Revenue Service until the very last minute, so we're holding these free tax workshops on April 15 for Delaware procras- tinators," said Rashmi Rangan, DCRAC executive director. "When people get a letter from the IRS, all too often they never open it, or they never respond to the federal government. That's the exact opposite of what a person should do. We're holding our Free Tax Clinic Workshops for Procrastinators to help those who have waited until the last minute. If the problem requires additional follow-up, we'll sched- ule a one-on-one meeting to assist the taxpayer." In attendance will be bilingual staff and members of the general public. The Delaware Community Reinvestment Action COun- cil is a 501(c)3 organization whose mission is to ensure equitable treatment and equal access to credit and capital for the underserved populations and communities throughout Delaware through aavocacy, edu- cation, legislation, and outreach. DCRAC has offices in Wilming- ton and Georgetown. OCEANFRONT IN DEWEY BEACH! Bill Iiil GORGEOUS OCEANFRONT HOME WITH PRIVATE WALKWAY WALK TO THE BEACH Oceanfront Living At Its Best In This Gorgeous Home With Direct Beach Access Complete With Gorgeous Cape Cod In The Pines W/Appealing Private Walkway. This Exquisite Home Features Four Spacious Bedrooms, Each With Private Bath, Floorplan! 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