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Lewes, Delaware
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June 13, 2003     Cape Gazette
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June 13, 2003

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46 - CAPE GAZETTE, Friday, June 13 - June 19, 2003 Citizens Bank honors 5,000 empk yees during special week Citizens Bank is honoring more than 5,000 employees in its Mid- Atlantic region this week by host- ing its 10th annual Employee Ap- preciation Week June 9-13. This year's theme, You Are the Cham- pions of Our Success, includes numerous activities at Citizens Bank offices and banking loca- tions. "Our colleagues are the very core of our business," said Patrick J. Ward, chairman and president of Citizens Bank of Delaware. "The dedication and loyalty demonstrated by our many em- ployees is a primary factor of our success in a business so depend- ent on customer service, attention to detail and dependability. Em- ployee Appreciation Week is our chance to thank our colleagues and recognize them for a job well done." The week of celebrations in- cludes parties, raffles, picnics, games, contests and prizes - all of which contributed to recognizing Moore, Warfield & Glick hires sales associates Moore Warfield & Glick Inc. recently welcomed Susan and Chris Kavanagh to its growing family of real estate agents. Originally from Newtown Square, Pa., the Ka- vanaughs now reside in Lewes. Susan and Chris pre- KAVANAUGH viously owned and operated a casual dining restaurant in Springfield, Pa., for 13 successful years, which they sold in the spring of 2002. After vacationing in the area for the last 20 years, they decided to make this area their perma- nent home in June 2002. They have two children and KAVANAUGH two grandchil- dren and enjoy golf, fishing, and the outdoors. Susan and Chris Kavanagh will be working at the Bethany Beach office and can be reached at 539- 1777 or 800-234-1777. Fulton Financial Advisors names vice president Deborah A. Markwood, CTFA, of Wilmington, has been named senior vice president and market manager of the Delaware Nation- al Bank region of Fulton Financial Milton business guide available The Town of Milton recently announced completing its new commu- nity information guide. The guide contains pertinent information of the history, government, activities and services available in the community. The guide also contains a new, full-color and highly detailed street map that highlights and identifies key points of interest. To obtain a guide, visit one of the following locations: Delaware Electric Co-op; Ann Malloy, Prudential Gallo Realty; First State Chevy-Olds Kodiak; C&J Paving; Fuqua & ori P.A.; Pat Campbell- White, RE/MAX Realty; Sandi Bisgood-Woodell, Coldwell Banker; Sombar & Company CPA P.A.; Chamber of Commerce of Milton; Se- curity Instrument Corp.; Unlimited General Contracting Inc.; The Gordy Insurance Agency; Bayhealth Medical Center; Beebe Medical Center; Bob Willey & Sons Inc.; Design Consultants (DC Group); Can- nery Village; Federal Street Financial Church; Renaissance; Grace Church of Milton; and the Milton Town Hall. SBA 50th Continued from page "Since 1953, the SBA has helped more than 20 million Americans start, grow and expand their businesses - placing more than $170 billion in direct or guar- anteed loans into the hands of en- trepreneurs," said Barreto. "SBA's 50th anniversary gives us a perfect opportunity to reflect up- on our history and to plan innova- tive methods to better serve America's entrepreneurs." One of the cornerstone events of the 50th will be the National Entrepreneurial Conference and Expo, Sept. 17-19, in Washington, D.C. During the conference, the National Small Business Person of the Year will be announced and a new Hall of Fame, honoring the highest achievements in entrepre- neurialism, will be inaugurated. While recognition is an impor- tant part of the event, there will also be opportunities for small businesses to conduct business by meeting potential clients at a na- tional contracting matchmaking event. Educational seminars are also planned on topics ranging from access to capital, entrepreneurial development, importing and ex- porting, contracting, e-Govern- ment, regulatory relief, franchis- ing and Protecting Your Small Business. The SBA's website at lists the 50th an- niversary events and links to a registration site for the NECE conference. The site will be up- dated regularly with new event in- formation. and celebrating team spirit. This year, Citizens gave particular recognition to employees affected during the past few months by military leave. The bank recently enhanced its military leave policy to provide additional support to employee/reservists who have been activated during Operation Enduring Freedom. As part of this program, Citi- zens Bank is paying the difference between employees' bank pay and military pay for the duration of Advisors. In this position, Mark- wood will be responsible for the coordination of the sale and deliv- ery of all Fulton Financial Advi- st)rs' products and services in the Delaware Market, which includes the entire state of Delaware, Ce- cil County, Md., and southern Chester Coun- blARKWOOD ty, Pa. Markwood comes to Ful- ton Financial A.dvisors from Wilmington Trust Company, where she was vice president of Private Client Advisory Services. She will be located at the newly established Advisors regional of- fice in Greenville. Markwood earned a bachelor of science degree in business man- agement and marketing from Wilmington College. In addition, Markwood has her Series 6 and 63 securities licenses andis a cer- tiffed trust and financial adviser. active duty, continuing medical, dental, vision and life insurance coverage and is providing a com- parable job upon return from ac- tive duty. Another existing program that received attention during the week for its extra benefit to em- ployees is the Citizens Home Buyer Assistance Program. This unique employee benefit entitles eligible employees to a $5,000 or $8,000 forgivable loan to purchase their primary resi- dence. In the past year, the pro- gram provided more than $500,000 to more than 100 em- ployees in the Mid-Atlantic re- gion. The Employee Appreciation Week activities culminated with a special honor for 131 Mid-At- lantic colleagues who attained 25 years of service. These veteran employees were honored with a personalized brick placed in Citi- zens Plaza in Rhode Island. Citizens Bank of Delaware is an $859 million bank with 19 branches and 40 ATMs. It has more than 160 employees. It is owned by The Royal Bank of Scotland Group. Citizens' web- site is at www. Kat#y Ford- 0# The Ga Making T#i#gs Happen _ EXCEL L ENCE IIV A CTION Kathy Ford GalIo REALTORS  Lisa Mathena "From Dover to the Dunes" ""-'"" Office" 302-644-8656 Cell: 302-236-6232 lmathena@ SANIBEL VILLAGE Fabulous 3BR, 2BA, 1st floor unit? Freshly painted, appli- ances included. Rental weeks already in place for summer. HL1962 $269,900 CAPTIVA SANDS Rare 3 bedrooms/3BA HARRINGTON unit with loft! Immaculate and in move-in condition. 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