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Cape Gazette
Lewes, Delaware
Jim's Towing Service
August 1, 1997     Cape Gazette
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August 1, 1997

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CAPE GAZETTE, Friday, August 1 - August 7, 1997 - 45 BUSINESS & REAL ESTATE New Cape Region businesses emphasize hunting, fishing By Michael Short New outdoor businesses in the Cape region are offering even more variety for the hunter, fisherman or archer. The Tackle Shack opened in Milton in March. Located on Union Street near the Milton Library, the shop special- izes in freshwater fishing. Owner Mike Dominguez said "we base our shop on service and any type of help that we can give." The Tackle Shack lies within a few feet of the Broadkill River and Dominguez, an avid and experienced freshwater fisherman, said the shop stocks a full line of equipment for the bass or other freshwater angler. But it also stocks salt- water tackle, live bait and hunting, fishing and even dog licenses. Dominguez said the shop has received a warm welcome. "It is going well," he said. "I stress quality equipment," he said. Among the well known brand names is tackle by St. Croix. Summer hours are Monday and Tuesday from 8 a.m. to 7 p,m., Wednesday and Thursday from 7 a.m. to 7 p.m., Friday and Saturday from 6 a.m. to 7 p.m. and Sunday from 6 a.m. to noon. The shop will be open all year, although hours will be reduced once school begins in the fall. Dominguez expects fall hours to be 10 a.m. to 6 p.m. every day, except for per- haps Sunday. Also new in the Milton area is Outdoor Con- nection. The shop specializes in archery equipment. Ran- dall Hitchens and L.T. Holland own the business. "We con- tinued it in my basement for about a year and then this year, we found a commercial location," said Holland. Hitchens is a former Delaware champion archer and the pair bring their expertise to the business. They provide archery lessons, bow repair, make their own arrow shafts, carry name brand bow equipment and generally provide everything for the archer or bow hunter. Outdoor Connection is located next to M and H Sand- wich Shop and is located near Waples Pond near the inter- section of Routes 5 and 1. Regular hours are Monday, Wednesday and Friday from 5 to 9 p.m., Saturday from 6 a.m. to 8 p.m. and Sunday from 10 a.m. to 4 p.m. They may be available at other hours as well. To check, call 684- 2885. In addition to archery, they also carry muzzleloaders, custom fishing tackle, freshwater and saltwater fishing tackle and do rod repair. In Lewes, Lewes Harbour Marina has opened a second shop on Anglers Road. Harbourside Bait and Tackle at Fisherman's Wharf is similar to the original Lewes Har- bour Marina. Both businesses carry tackle, bait, snacks, t- shirts and various gift items. But the emphasis here tends to be fishing tackle and bait with the owners having years of experience at knowing what's biting and where. This is the shop to find coolers, snuggies, magnets, orig- inal paintings by George Williams, jewelry, sunscreen, carved angelfish, snacks, ice cream, a pair of shark jaws or almost anything else for a day on the water. Co-owner Amanda Morris said she always tries to stock some original items in the store. The shop, owned by Amanda and Joe Morris, also carries Aftco Bluewater Wear. "The reaction has been positive. I have had so many people excited," she said. "All positive." Continued on page 46 Captain's Cottage Ltd. opens in Rehoboth's Mariner's Square By Jen Ellingsworth Distinctive home accessories and fine gifts are what you'll find when you visit the Captain's Cot- tage, Ltd., situated on the Avenue in Rehoboth Beach's new Mariner's Square. Locally owned and operated, the store features a bevy of curiosities for all occa- sions. The Captain's Cottage, Ltd. is the sister store of the Olde Salt Gift Shop, located in the Penny Lane Mall on the opposite side of the Avenue for 12 years. Owned by sisters Connie Holdridge and Linda Tamasi, along with their husbands, Jim Holdridge and Chuck Tamasi, the Captain's Cottage Ltd. made its debut on Memorial Day and has been receiving good reviews. "We're at a wonderful location," said Connie. "We've received really nice comments from a lot of people about our new store." The inventory has been careful- ly selected to offer both variety and quality, and to feature items for the whole family. The atten- tion to detail inside the store is obvious. While its counterpart Olde Salt specializes in collectibles, the newer shop has placed an empha- sis on home accessories and fine gift items. "We have gifts from small to expensive," said Linda. "It all depends on what you're looking for." The store is chock full of dis- tinctive home accessories, includ- ing exquisite hand-painted furni- ture and lamps, original oil paint- ings and prints, unique cascading wall fountains and decorative area rugs. Shoppers will also want to note the store's theme areas, including a safari corner with various hand- Continued on page 48 den EIIIngmorth photo Connie Holdridge (1) and Linda Tamasi are the owners of the Captain's Cottage, Ltd., locat- ed on Rehoboth Avenue in the Mariner's Square complex. Achieve f'mancial security one step at a time There is no single product or opportunity that will ensure your financial security. Achieving financial peace of mind, is, in fact, an extensive process that requires you to take a series of deliberate steps. By completing each step thoroughly and sequentially, you will be prepared to face the finan- cial challenges of today and tomorrow. Step 1: Risk Management. It is important to protect yourself and your family against the risk of los- ing your earning power due to death or disability. After all, it is your earning power that enables you to provide for basic necessi- ties and to save and invest to meet future needs. Examples of risk management protection .are wills and trusts and property/casualty, life, medical, disability and liability insurance. Step 2: Cash Reserves. Next, focus on building a "rainy day" reserve of money that is kept liq- uid and readily available to cover short-term emergencies or take advantage of investment opportu- nities. If a need or opportunity FINANCIAL FOCUS arises, you don't want to have to borrow money or risk loss by liq- uidating assets at inopportune times to acquire cash. Most financial experts recom- mend keeping a cash cushion equal to two to six months of after-tax income. Examples of vehicles appropri- ate for building a cash reserve are money market mutual funds*, short-term bank savings, T-bills, credit union accounts, and life insurance cash values.** Step 3: Investments***. Once you have adequate cash reserves, you then have the kind of stability needed to develop and grow in the third area - investments. The pri- mary purpose of investing is to meet long-range accumulation goals such as retirement, an edu- cation fund, or general wealth building. It is important to diversify your dollars through several invest- ments to reduce the volatility of risk associated with a single-asset group. Primary asset classes include cash, fixed income investments (such as bonds, bond mutual funds and annuities) equities (such as stocks and stock mutual funds) and tangible assets (such as real estate and limited partnerships). So, how can you build financial peace of mind into your future? Start with a strong foundation of risk management. Next, establish a cash reserve for financial emer- gencies and opportunities. And finally, be sure to diversify your investments to reduce the amount of risk they carry. Taking these steps one at a time will help you achieve financial security. This financial information is presented as a public service by Lutheran Brotherhood, represent- ed in the Delmarva area by Glenn Sholley. For more information, call 422-9639. * Investments in the Money Market Fund are neither guaran- teed nor insured by the U.S. gov- ernment and there is no assurance that the fund will maintain a stable net asset value of $1 per share. ** Intended for long-term accu- mulation. Loans and withdrawals will decrease death benefit; sur- renders may generate an income tax liability. ***Investment product transac- tions are conducted by Lutheran Brotherhood Securities Corp., 625 Fourth Avenue South, Minneapo- lis, MN 55415, 1-800-328-4552. Glenn Sholley represents the Lutheran Brotherhood financial advisors. Glenn Sholley