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December 1, 2006     Cape Gazette
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December 1, 2006

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52 - CAPE GAZETTE - Friday, December 1 - Monday, December 4, 2006 Delaware Emerging Technology Center opens for entrepreneurs ETC launches search for executive director The Delaware Economic iDevelopmeut Office (DEDO) recently announced the official ;launch of the Delaware Emerging iTechnology Center (ETC), which iwill provide services to help Delaware's technology-based entrepreneurs and start-up compa- ';nies. . .; . :. i( The part of Gov. Ruth iAnn Minfier's New Economy Initiative and represents an inno- vative approach to stimulate and isupport new and existing technol- fogy-focused businesses and ulti- imately create jobs. [ As part of this effort, DEDO Icontinues to stimulate growth in ithe technology-based economy by iencouraging more people to !explore entrepreneurship. i i This grassroots effort will link ithe state's entrepreneurs and !research institutions, identify [funding for commercialization help technology-based and early stage businesses find traditional seed capital, alternative funding, a skilled workforce, commercializa- tion assistance, intellectual capital and other entrepreneurial resources. The goal of the center is to build on Delaware's existing resources and assets to empower technology-based entrepreneurs and companies to realize the potentia of their business ideas. "The Emerging Technology Center will become a leading asset for the state of Delaware and assist our college and universities in retaining our .talented gradu- ates," said Noureddine Melikechi, director of the Applied Optics Center at Delaware State University and a member of the ETC advisory board. The ETC will work in tandem with existing technology and entrepreneurship programs man- aged by DEDO and also with non- profit business initiatives such as the recently launched First State Innovation program. [activities and foster the growth of As part Of this formal launc h , e region's most promising corn- the ETC is currently conducting a panies, search for its first executive direc- '.'The launch of the Delaware tor. That director will be named in !Emerging Techn0logy Center will early 2007 and will continue to promote our entrepreneurial cli- expand the •center's programs and mate, create business opportuni- the resources available to local ties and high-paying jobs and rep- and regional entrepreneurs and resent a key investment in our companies. state's future," said Minner.. For more information, go to The mission of the ETC is to Citizens Bank offers spending, budgeting tips for holidays CitiZens Bank in Delaware is offering spending and budgeting 'tips for consumers during the busy Thanksgiving shopping weekend. Black Friday officially kicks off }he holiday shopping season and Citizens hopes these suggested iguidelines will help people man- age their money during the busiest :shopping season of the year. In addition, the bank is offering Citizens Bank Rewards, which lows customers to earn reward points on non-PIN debit card pur- Chases. : "It's very easy to get caught up in the enthusiasm of the holiday I ,season and overspend without ealizing it," said Richelle Vible, president and CEO of Citizens Bank in Delaware. "It isn't until Jamaary, when the credit card bills and bank statements come in, that people often realize they've spent more than they can manage. But planning ahead can avoid over- spending." Citizens Bank suggests the fol- lowing guidelines for holiday shopping: • Set up a spending budget. It should be realistic and manage- able. Determine spending limits and avoid impulse purchases. z • Make a list. Write down all the individuals and organizations to recognize during the holidays and et a spending limit for each name on the list. Bring the list when shopping and stay within the budget. • Don't bring lots of credit cards. People are more likely to over- spend when they have all your credit cards with them. Choose one or two cards to shop with and leave'the rest at home. • Use debit cards. It may be bet- ter to pay with a debit Card rather than credit because the money is deducted from a checking account right away, and there will be no bill to pay later. A debit card is also safer than carrying cash. Some banks, such as Citizens Bank, have debit cards that give back to Me consumer by offering reward points that may be redeemed for gift cards at poptilar retailers, brand name merchandise, free travel and more. • Use credit cards wisely.• Try to pay off the credit card bill every month. Otherwise, use a card that has a low interest rate. Also, use cards that give back through offer- ing reward points, airline miles, etc. • Write down credit and debit card information. Make a list of all account numbers and phone numbers for credit and debit cards in case a wallet is lost or stolen. Keep this list in a safe place in case there is a need to notify the bank or credit card company. IS CHANGING ITS NAMETO WIAILBIz MORE smp,.G iolm Than Anyone in DOMESTIC & INTERNATIONAL SERVICES MORE PACKAGING CHOICES" 10 years of packaging experience • FuR line of packaging supplies • Crating MORE COPY CHOICES" B&W • Color • Blue Prints • All Digital MORE PRINTING CHOICES " • Business Cards • Letterheads • Invitations • Calendars SAME OWNERSHIP, SAME SERVICE & MORE WE'RE MOVING IN WITH JAVABYTE CAPE (Next to Dollar Tree) the AREA USPS YELLOW FREIGHT Business Accounts Welcome We Accept All Competitors' Coupons MORE Senwces- Mailboxes • Notary • Faxes• Passport photos • Money Keys • Laminating • Banners • Signs • Internel access 4590 Hiohway One, Rehoboth Beach, DE 19971 644L__'L__ " Fax:-m'-r,44_em__ • .m_!!biz@javabyte_fe__en_m Weare i "Hmmm... let's see," said Santa. "Mary - good - Cape Gazette subscription; Jimmy - good - Cape Gazette J subscription; Barb - good - Cape Gazette subscription; Donald.- good - Cape Gazette subscription; Polly - good - Cape Gazette subscription; Dennis - oops - lightly charred coaL Now, I'd better call Kandy at 645- 7700 and get those ordered in time for Christmas!"