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Lewes, Delaware
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December 6, 2011     Cape Gazette
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December 6, 2011

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I I 6 TUESDAY, DECEMBER 6 - THURSDAY, DECEMBER 8, 2011 Letters DSHA offers funds to buy foreclosed homes It's hard to avoid stories in the newspaper and on TV news re- ports about the housing crisis and the rising tide of foreclosures throughout the country. Due to the economic downturn, many homeowners in Delaware are faced with the harsh prospect of foreclosure, sometimes for rea- sons out of their control, like loss of income, reduction in their work hours or an unplanned illness. With the help of our partnership with the U.S. Department of Housing and Urban Develop- ment, the Delaware State Housing Authority is helping to stem this problem before it becomes a full blown crisis. We have been able to provide assistance through the Delaware Emergency Mortgage Assistance Program, along with other important assistance pro- grams. In addition to helping home- owners stay in their homes, our programs are also assuring that abandoned and foreclosed homes don't fall into disrepair. On Nov. 21, we announced a new program that will help inter- ested individuals purchase and re- hrbish foreclosed and abandoned homes in Delaware. DSH s Rebuilding Our Com- munities Homebuyer Program was created by the authority to promote the purchase of homes in neighborhoods that have experi- enced high foreclosure rates in New Castle, Kent and Sussex counties. We were able to create this program through funds allo- cated by the HUD Neighborhood Stabilization Program-& ROC is forgivable over a 10-year period prorated monthly, interest- free second mortgage that can be used for the purchase of fore- closed or abandoned single-family housing in qualified census tracts. ROC loans provide eligible home buyers with $15,000 toward down- payment and closing costs and must be used in connection with a DSHA-financed primary mort- gage. Presently, mortgage rates for loans with assistance are available at 4.50 percent with 0 points. All borrowers will receive the full $15,000 loan. Any money from the loan available in excess of those customary closing costs and fees will be used to reduce the ini- tial loan amount of the first mort- gage loan. Here are other important facts about the ROC program: This is a forgivable loan pro- rated after a 10-year period. The maximum ROC loan amount is $15,000. There is no required monthly payment. All ROC loans are interest free. ROC loans are subject to a prorated repayment prior to ma- turity. ROC is secured by a second Continued on page 7 'Tis the Season, Thieves Attackinc From Flat Screen Lifting..i ........................... to Smart Phone Hacking! EditoriaJ No time to delay char ge in Milton elementaries proposal to reconsider the configUra- tion of Milton's two elementary / schools has apparently been put shelf- again. Superintendent Kevin Carson said he cm celled a Nov. 28 meeting to discuss consoli ing the two schools to allow time to review conditions at all district elementary school: and prepare an update of the 5-year facilitk plan. Carson said he expects to report on tt plan early next year. The facilities plan is supposed to be up& every year, and it's already two years out ot date, so it's understandable that a new supe tendent would want to understand conditi at all the elementary schools before embarl on big changes in Milton. At the same time, the idea of changing th configuration of the schools so that one is mary school for grades K to 2 and the othe] houses grades 3 to 5 was proposed in 2oo3,l nearly a decade ago. It came up again in 2008, but both times the school board failed to re ir- ganize the two schools, which lie less than mile apart. There's no doubt the elementary schools Caoe Gazette editorials are considered and written by members of the C~ Dave Frederick soorts editor: Laura Ritter news editor: and Jen ElIingswot Weather Picture )) in line for physical improvements, but reorgan- izing attendance patterns does not necessarily n require changes to the physical plants. Elemen- tary students are now attending school in both - places; some accommodations would have to at- be made, but it doesn't take new buildings to reorganize attendance. Even the youngest children who attended the two schools in 2003 are now together in middle school, getting ready to attend the same high school next year. The proposed change would simply mean that children will attend school together starting in kindergarten at H.O. Brit- in- fingham Elementary, then all move to Milton ,ns Elementary for grades 3 to 5. ins It's unclear why teachers or parents would object to this change, especially when H.O.B. students earned a superior rating on state tests ri- last year and Milton Elementary students earned the same superior rating. The time has never been better to make this change, which should benefit all students. As board member Spencer Brittingham said re- cently, "lust talking, talking, talking about it is not serving our students; it's not serving our are community; it's not serving anyone." )e Gazette editorial board which includes Dennis Forney, publisher: Trish Vernon. editor: arcs ana enteEalnment eelror. WRITE NOW Letters must be signed and include a teledhone number for verification. Please keep letters to 650 words or fewer. We reserve the right to edit for content and length. Write to Cape Gazette, PO Box 213, Lewes, DE 19958; fax 645-1664: or email, Web Poll THIS NICE BUCK wandered into Richard Martin's bac week. Richard sent the photo along and wrote: "Deer il days ago, looking in my feral cat house. Probably scan and take him down - Ha!" The deer and the feral cats co tumn weather that has blessed us this year. RICHARD MARTIN PHOTO :yard on [ewes Beach this the back yard a couple of :1 the cat would come out tinue to enjoy the mild au- page47 Slim majority say leave Silver Lake house alone What should Rehoboth do about bufferless house on Silver Lake? Nothing 38.8% Stop construction 36.6% Pass law for future 24.7% The total votes counted were 320. To Dar- ticir)ate in the current web DO,. visit Cape Gazette Cape Gazette Volume 18 No. 51 Publisher. Dennis Forney, Ext. 303 Editor. Irish Vernon, Ext. 315 Office Manager, Kathy Emery, Ext. 305 Sports Editor, Dave Frederick, Ext. 304 fredman@capegazette,com News Editor. Laura Ritter Ext. 320 ritter ~capegazetre.cerr A&E Editor Jen Ellingsworth, Ext. 319 Copy Editor. Bernadette Hearn. Ext. 316 NEWS Henry Evans. Ext. 336 nevans Ran MaeArthur. Ext. 318 Ryan Mavity, Ext. 337 Kara Nuzback. Ext, 317 Rachel Swick Mavity, Ext, 321 Nick Rot& Ext. 335 Melissa Steele, Ext. 338 mehssasteele@ca pegaze[[ Molly MacMillan molIymac@capegazeEe,com SPORTS WRITERS Tim Bamfotth Frederick Schranck CONTRIBUTORS Susan Frederick Nancy Katz Chris Antonio Eric Burnley Bob Yesbek WEBSITE COORDINATOR "Catherine M. Tanzer PHOTOGRAPHERS Dan Cook Steven Bitluos PRODUCTION COORDI NATOR Norma Parks Ext. 309 CLASSIEIED Sandy Barr. Ext. 300 soarr@capegazette,com ADVERTISING Cindy Bowlin, Ext. 307 cindy@capegazet[ Sharon Hudson. Ext. 306 snueson@capegazette,com Amanda Neafie, Ext. 311 amanoa @capegazette,com Chris Rausch. Ext. 312 crauscr ~capegaze[te.corr Steve Lhotsky, Ext, 313 stevet Jamie Shinault. Ext, 310 PRODUCTION STAFF Chris Wildt Teresa Roanguez Kristin Cornel Edwin Krumm Chris Foster CIRCULATION JoniWeber Scott Vickers Email for news letters: Email for advertising: aosates@capegazette.corn Email to subscribe: subscribe@capegazette.cem Email for web: weomait@capegazette,com About Cape Gazette: The Cape Gazette (USPS 010294). known office of eublication at 17585 Nassau Commons Blvd.. Lewes, DE 19958. is 3ublished every Tuesday and Friday by Cape Gazette Ltd Periodicals oostage ~aid at Lewes, Delaware, SubscnDtions are available at $39 per year in Sussex County: $56 elsewhere. Address all eorreseonOence to CaDe Gazette. Re. Box 213 Lewes DE 19958 Telephone: 302-645-7700 FAX: 302-6454664 POSTMASTER: Send address changes to The Caee Gazette. Re. Box 213 Lewes DE 19958