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Briefly
Exclusive Radko event
at Kitty's Ltd. April 15
Kitty's Ltd. will feature Flower
Power, an exclusive Christopher
Radko ornament, at its spring
event, 11 a.m. to 3 p.m., Saturday,
April 15. The new 2000 collection
for all seasons will be on display
and available for purchase. In-
cluded will be pieces for charity,
Easter, snow globes, limited edi-
tions, millennium, nautical, re-
tired, post cards, wedding, gradu-
ation, patriotic, various holidays
and more.
Radko representative Barbara
Laverdiere will be available to an-
swer customer questions. For
more information, call 934-9578.
DiGiovanni completes
Avon training
After being an Avon independ-
ent sales representative for just
four months, Rebecca DiGiovanni
of Seaford has successfully com-
pleted sales and recruiting re-
quirement s to become the latest
leadership representative under
advanced unit leader Kathy Porter
in Avon's district 2820. The own-
er of Caf6 Napoli in Milford with
her husband, Michael, DiGiovan-
ni seeks out and mentors people in
Maryland and Delaware who
want to sell Avon products.
Office pros to have their
day at Del Tech
A luncheon and motivational
presentation will mark Adminis-
trative Office Professionals' Day
on Wednesday, April 26, at
Delaware Technical & Communi-
ty College, Owens campus.
Dr. Michael Hudson of the Bea-
con Leadership Group will dis-
cuss obstacles to success and how
to navigate them. "I Can Do Any-
thing - If I Just Get Out of My
Own Way" is the theme of his
talk. The luncheon begins at
11:30 a.m., in the Carter Partner-
ship Center; the cost is $26. Pre-
registration is required. For more
information, call 854-6966.
Two named to
Kalmar Nyckel board
Capt. William Poulterer of
Lewes and Georgeanna Windley
of Dover have accepted invita-
tions to join the board of trustees
for the Kalmar Nyckel Founda-
tion.
Poulterer, who grew up in
Philadelphia but spent summers
in Lewes with his grandparents, is
the current president of the Pilots
Association and holds board
membership for the Maritime Ex-
change, the Port of Wilmington
Maritime Society and the Sea-
man's Church Institute. He has
38 years in the Delaware River Pi-
lot Association.
Georgeanna "Gigi" Windley is
president of Tourism Develop-
ment Associates LLC, which spe-
cializes in the development of
emerging destinations and im-
proving regional ond.local
.tourism systems. She is-e for-
mer director of the Delaware
Tourism Office, Film-Office and
Main Street Program and chaired
the tourism division for the Na-
tional Association of State Devel-
opment Agencies.
Baltimore Aircoil, Cook
honored by CDEDC
The 12th annual Economic De-
velopment Dinner, sponsored by
the Central Delaware Economic
Development Council (CDEDC)
was attended by more than 140
business and community leaders
March 16, in Dover.
For the first time, CDEDC pre-
sented two awards, one to a com-
pany and the second to an individ-
ual. Baltimore Aircoil of Milford
was selected by secret ballot by
the financial contributors of the
CDEDC to receive the company
award. Baltimore Aircoil has a
25-year history in Kent County
and employs 200 people at its
Milford facility. This year's indi-
vidual winner was Sen. Nancy
Cook, D-Kenton, who was recog-
nized for her support for numer-
ous economic development proj-
ects in Kent County.
Floyd Larmore joins
Delaware Cedar staff
Mike Neal, president of
Delaware Cedar Company in
Lewes, the American Cedar and
Redwood Company in Madison,
Va., Scott Jay Cedar and Mill-
work in Millersville, Md., and
Coastal Coatings Company in
Lewes, has announced that Floyd
Larmore has
joined the
management
team as sales
manager.
Larmore,
with an exten-
sive back-
ground • in
product distri-
bution, most LARMORE
recently was
involved in the human perform-
ance training industry. He has al-
most 40 years experience in sales
and sales management. To reach
Lannore, call 645-9580.
Sharp Energy unveils
mobile kiosk for retailing
Sharp Energy, a subsidiary of
Chesapeake Utilities, has an-
nounced its new concept in con-
sumer retailing to the Delmarva
Peninsula, the mobile kiosk. The
announcement was made by vice
president for marketing Phil Bare-
foot at the company's new Sharp
Living by Chesapeake store in
Dover. The purpose of the kiosk,
said Barefoot, is to visit every
community on the peninsula.
Fairs, festivals, trade shows and
other community events will also
be venues.
Organizations wishing to
schedule events should contact
Marvin Johnson, the company's
mobile kiosk representative, at
302-734-6797, Ext. 6502.
CAPE GAZETTE, Friday, April 14 - April 20, 2000 - 63
SUSSEX COUNTY FEDERAL CREDIT UNION
Member Owned
350 Woodland Road
Seaford, DE 19973
302-629-1188
flc0AI
National Cix-dll UnioOn Administration, a U.S. Govemmenl Agency I
1600 Highway One
Lewes, DE 19958
302-644-7111
EQUAL HOUSING
OPPORTUNITY
INSURER
LET US BE OF SERVICE TO YOU
CREDIT UNION MEMBERSHIP PROVIDES:
A Variety of Financial Services
Competitive Savings Rates
Lower Borrowing Rates
One may ask what makes a Federal Credit Union different from other financial institutions.
1. We are a non-profit business
2. We are member owned, not stockholder owned.
3. Our Board of Directors are volunteers, not paid directors, and are elected
by the members, not appointed.
4. We can only make loans to our members, which puts all the monies back
into the community.
5. The interest we earn on our loans is paid back to our owners (members) in
dividends, not large sums to stockholders and small amounts to the savers.
6. Our fees are minimal compared to other financial institutions.
The bottom line to the above is "WE ARE PEOPLE HELPING PEOPLE."
****Membership is offered to those persons who live, work, worship, or belong to an association****
located in Sussex County. Membership is also extended to those persons who live under the
same roof or are family m6mbers as defined by the NCUA.
" CHECK OUR RATES OUT
Lower Borrowing Rates
New Vehicles 7.5% Annual Percentage Rate
Used Vehicles 8.0% APR
Motorcycles 8.0% APR
New/Used
Boats 8.0% APR
Motor Homes 8.0% APR
Travel Trailers 8.0% APR
Campers 8.0% APR
Personal Loans 12.0% APR
Education Loans 9.0% APR
Home Equity 7.0% to 7.5O/o APR
Variable-prime
Home Mortgages 7.75% AIR Variable
7.5% AIR fixed
Competitive Services
Checking Accounts-Personal and Business
IRA's
Direct Deposit of:
Pension Checks
Social Security Checks
Payroll Checks
Travelers Cheques
MAC Cards
Nationwide Insurance
Cancer Insurance
Accident Insurance
Notary Public Service
Safe Deposit Boxes
Certificate, Stock and Share Secured loans also available.
VIA-10.5% APR -- no annual fee
The credit union offers competitive rates on their savings, certificates, IRA's and checking accounts.
Prime Shares 4.0%-4.08% Annual Percentage Yield
IRA's 6.0%-6.14% APt Checking, Accounts
Share Drafts 3.0%-3.04% APY
Holiday Account 2.0%-2.02% APt
Share Certificates: $5000.00 and above
6 Months 4.25% Annual Percentage Yield
12 Months 4.40% APt
24 Months 4.50% APt
36 Months 4.65% APt
60 Months 4.75% APt
*" Rates Subject to Change
v
Member pays for Checks after first 150
Dividends paid on average daily balance of $2000 & above for the month
$ .00 - $,500.00 $3.00 Service Charge per month
$,500.00 - $2,000.00 No interest or service charge
$2,000 and above - Pay 3% Interest (3.04 APY)
FREE CHECKING
**Direct Deposit of Net Pay
**Over 65 years of age
*"Student
***'Savings Insured up to $100,000.00 by the National Credit Union Share Insurance Fund.
Save on auto nsurance.
A Nationwide, we go the extra miles to save you
money. That's why we offer a variety of auto premium
discounts, induding our multi-car discount, our safe
driver discount, airbag, discount and more.
Call us and start saving money today.
"Nationwide Is On Your Side"
David Fetterman
302-422-3079
fetteredationwide.com
! Nationwide"
Insurance &
Financial Services
Naltomvid is a glstm¢l federd s¢ce madt o¢ Nationw Mutual Imunmce Company.
Sussex C0unty
Federal Credit Union
1600 Highway One
Lewes, DE
302-644-7111
or
350 Woodland Road
Seaford, DE
302-629-1188