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CAPE G.saEI"I'E, Friday, April Zl - April Z7, - 78
Fraud prevention
initiative kicks off
In an effort to combat the most
pervasive and problematic form of
white-collar crime, telemarketing
fraud, the Better Business Bureau
of Delaware and First USA have
partnered to launch a consumer
education initiative. Frances M.
West, president of the Better Busi-
ness Bureau (BBB) of Delaware,
has announced support of this
campaign by the BBB board of di-
rectors, which is composed of
many community and business
leaders in Delaware.
Nationally, the BBB will join
the Postal Inspection Service,
American Association for Retired
Persons, Department of Justice
(DOJ), Federal Bureau of Investi-
gation (FBI), Federal Trade Com-
mission (FTC), National Associa-
tion of Attorney Generals
(NAAG) and the Securities and
Ehange Commission (SEC). "
!According to government esti-
mates illegal telemarketing oper-
ations bilk Americans out of $40
billion annually. More than half
the victims are over age 50.
Under Know Fraud, every home
in Delaware will receive a jumbo
postcard in the mail containing
valuable information to help con-
sumers differentiate between le-
gitimate telemarketers and scam
artists. The cards is designed to be
displayed near the telephone in
the home to help citizens make in-
formed decisions regarding mail
and telemarketing solicitations
and avoid being victimized by de-
ceptive offers.
"First USA is extremely pleased
to be the sole corporate sponsor of
the Know Fraud initiative in
Delaware," said Laura Scanlan of
First USA Public Affairs. "We he-
lieve it is imperative that the con-
sumers be made aware of the le-
gitimate business practices of tele-
marketers and direct mail solici-
tors.
It is critical that consumers
learn to recognize and protect
themselves from the fraudulent
business practices of those who
abuse the telephone system and
the U.S. Postal Service."
In addition to providing con-
sumers with the following infor-
mation:
• a special fraud prevention
video, part of the BBB's consumer
education video series, which will
be available through 16,000 li-
braries nationwide and more than
two dozen in Delaware, to educate
consumers allout ways to prevent
being victimized by illegal tele-
marketing and mail fraud
• an Internet Web site to gain ad-
ditional fraud information or to
submit an online complaint
. • a toll-free telephone number to
report a suspected crime of tele-
ketigg or m frau!-
'arfdress .. for addi-
tional information or to submit
complaints.
Research has determined that
consumers generally do not know
where to turn for help with issues
of ,suspected fraud. In response to
this finding, Know Fraud has es-
tablished a toll-free number that
consumers can call when they sus-
pect fraud. AT&T has contributed
the technology and system sup-
port for this initiative.
Callers will either reach the
Federal Trade Commission's con-
sumer response center of an in-
spection service operations sup-
port group. Consumers who be-
lieve they are victims of telemar-
keting fraud are encouraged to
call 877-987-3278. Additional in-
formation may be obtained on the
Know Fraud Web site at
<www.consumer.gov
/knowfraud>.
Locally, the BBB will be avail-
able to bring the program to com-
munity, service and civic groups
and will conduct a series of work-
shops in all three counties.
DeCrane Aircraft picks
up Carl F. Booth & Co.
DeCrane Aircraft Holdings Inc.
announced the signing of a defini-
tive agreement to acquire Carl E
Booth & Co. Inc. on April 17.
Carl E Booth, based in New Al-
bany, Ind., is the corporate aircraft
industry's premier supplier of
wood veneer products. The com-
pany will join DeCrane Aircraft
'Cabin Management Group, which
provides the aircraft interiors in-
dustry with total cabin capability.
This 'concept was developed by
DeCrane Aircraft with the goal of
providing complete customized
and preengineered interior kits to
OEM and completion centers.
Founded in 1989, DeCrane has
focused on strategic acquisitions
of leading aircraft component
manufacturers, whose products
and technologies complement
each other.
Conectiv to give away
tree seedlings
.In honor of the 30th anniversary
of Earth Day, Conectiv will dis-
tribute nearly 7,000 tree seedlings
at celebrations and activities in
Maryland, New Jersey, Pennsyl-
vania and Delaware. The distribu-
tion will occur at more than 40
Earth Day events being, held
through Conectiv's service terri-
tory.
The giveaway, said company
officials, will help inform and ed-
ucate the public and customers
about the importance of preserv-
ing and protecting the Earth's re-
sources.
SUSSEX COUNTY FEDERAL CREDIT UNION
Member Owned 1600 Highway One
Lewes, DE 19958
350 Woodland Road
Seaford, DE 19973
302-629-1188
I fle0A I
National Credit Unioaa Administration, • U.S. Goventment Agency ]
302-644-7111
OPPORTUNITY
INSURER
LET US BE OF SERVICE TO YOU
CREDIT UIION MEMBERSHIP PROVIDES:
A Variety of Financial Services
Competitive Savings Rates
Lower Borrowing Rates
One may ask what makes a Federal Credit Union different from other financial institutions.
1. We are a non-profit business
2. We are member owned, not stockholder owned.
3. Our Board of Directors are volunteers, not paid directors, and are elected
by the members, not appointed.
4. We can only make loans to our members, which puts all the monies back
into the community.
5. The interest we earn on our loans is paid back to our owners (members) in
r; dividends, not large sums to stockholders and small amounts to the savers.
6._Our fees are minimal compared to other financial institutions.
The bottom line to the above is "WE ARE PEOPLE HELPING PEOPLE."
****Membership is offered to those persons who live, work, worship, or belong to an association****
located in Sussex County. Membership is also extended to those persons who live under the
same roof or are family members as defined by the NCUA.
CHECK OUR RATES.OUT
Lower Borrowing, Rates
v
New Vehicles Z5% Annual Percentage Rate
Used Vehicles 8.0% AIR
Motorcycles 8.0% APR
New / Used
Boats 8.0% AIR
Motor Homes 8.0% AIR
Travel Trailers 8.0% APR
Campers 8.00/o APR
Personal Loans 12.0% AIR
Education Loans 9.00 APR
Home Equity 7.0°/. to 7.5% APR
Variable-prime
Home Mortgages 7.75% APR Variable
7.5% AIR fixed
Competitive Services
Checking Accotmts-Personal and Business
IRA's
Direct Deposit of:
Pension Checks
Social Security Checks
Payroll Checks
Travelers Cheques
MAC Cards
Nationwide Insurance
Cancer Insurance
Accident Insurance
Notary Public Service
Safe Deposit Boxes
Certificate, Stock and Share Secured loans also available.
VISA-10.5% APR m no annual fee
The credit union offers competitive rates on their savings, certificates, IRA's and checking accounts.
Prime Shares 4.0%-4.08% Annual Percentage Yield
IRA's 6.0%-6.14% APY
Share Drafts 3.0%-3.04% APY
Holiday Account 2.0%-2.02% APt
Share Certificates: $5000.00 and above
6 Months 4.25% Annual Percentage Yield
12 Months 4.40% APY
24 Months 4.50% aPV
36 Months 4.65% AIrY
60 Months 4.75% AIY
** Rates Subject to Change
Checking Accounts
Member pays for Checks after first 150
Dividends paid on average daily balance of $2000 & above for the month
$ .00 - $500.00 $3.00 Service Charge per month
$500.00 -$2,000.00 No interest or service charge
$2,000 and above - Pay 3% Interest (3.04 APY)
FREE CHECKING
• **Direct Deposit of Net Pay
*Over 65 years of age
**Student
*""Savings Insured up to $100,000.00 by the National Credit Union Share Insurance Fund.
, David Fetterman
302-422-3079
fettered@nationwide.com
A Nationwide, go the extra miles to save you
money. That's Why we Offer a variety of auto premium
discounts, induding our multi-car discount, our safe
driver discount, airbag e discount and more.
Call us and start saving money today.
"Nationwide Is On Your Side"
Nationwide"
I|ii &
i Financial Services
Ur, omNn by Naonvle Multi Insurame C ' md Jill
Naiomvidee ts a regisml Iq-a sefe nk ar N Mutud Imunmce .
Sussex C0unty
Federal Credit Union
1600 Highway One
Lewes, DE
302-644-7111
or
350 Woodland Road
Seaford, DE
302-629-1188