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50 - CAPE GAZETTE, Friday, August 26 - September 1, 1994
Business & Real Estate
Ancient Art Tattoo
opens in Tenley Court
By Steve Hoenigmann
Peggi Hurley has returned to her
roots and has opened a new busi-
ness which she feels the area
needs.
Hurley's Ancient Art Tattoo just
opened its doors at No. 1 Tenley
Court, Route 1, near Lewes. And
already customers are flocking to
the shop whose walls feature a
wide variety of colorful and
monochrome tattoos.
Hurley, a Rehoboth native who
graduated from the old Rehoboth
High School, just returned from
Florida where she apprenticed in
her trade under Don Nolan. She
went on to open up two tattoo stu-
dios in Fort Meyers, Fla. before
getting homesick after some 23
years away from the Cape region.
"I try to educate people about
tattoos," said Hurley, the World's
Best Tattooed Female in 1986 - the
work of her mentor, Don Nolan.
"It's not like shoe shopping. You
can't go back the next day and
return it."
Tattoos seem to be growing in
popularity, and Hurley says that
just about an even number of men
and women are interested.
"Females have it, but it's close."
The most popular locations for a
tattoo, she says, seem to be the
ankles, back of the shoulder and
the arms.
"People can come to the shop
and pick a tattoo out, and I usually
tell them it has to be placed care-
fully," she said, noting that tattoos
can be used to cover a skin blem-
ish or scar. "I will ask them
whether or not they want it to be
Steve Hoenigmann photo
Peggi Hurley stands by a wall filled with examples of tattoos
in her Tenley Court shop.
Peggi Hurley as she
appeared when she was
named the World's Best Tat-
tooed Female in 1986.
seen, and it seems that most peo-
ple want it to be seen."
Hurley says it's important for
prospective tattoo recipients to ask
questions. "The more profession-
al a tattoo artist is, the more they
are willing to answer questions,"
she added.
Tattoos - the most popular are
the Tasmanian Devil, eagles, ros-
es, panthers, American Indian
styles and Tribal Art styles - can
cost anywhere from $35 into the
thousands of dollars, depending
on the size and amount of art work
involved.
Once someone has chosen a tat-
Continued on page 51
Walsh seeks permit to add
travel lift to Angler's Marina
By Dennis Forney
Jay B. Walsh plans to install the
largest travel lift on the east side of
the Delmarva Peninsula if his per-
mit applications for Anglers Mari-
na in Lewes are approved.
Walsh has applied to
Delaware's Department of Natural
Resources and Environmental
Control (DNREC) and to the
Army Corps of Engineers for per-
mits. The permits would allow
him to do work in the canal, such
as driving large pilings for the lift
and other improvements.
Walsh said he would like to
have his new travel lift installed
and ready to use by the end of
October of this year. For the past
several years, he has hired a crane
to come in each spring and fall to
take in and take out boats.
"The travel lift I want to install,"
said Waish, "will handle just about
any boat in the canal except the
Lightship Overfalls. It's a 70 ton
lift. It will handle boats as large as
the Jolly Rover and the Keena
Dale. It would even handle boats
as wide as the Lewestown Princess
and the Judy V which have a 22
foot beam. It can handle vessels
up to 23 feet wide."
A travel lift is a four-wheeled
device that travels out over a deep
slip with its two wheels on each
side supported by narrow cat-
walks. Heavy slings are lowered
from its frame into the water and
vessels are pulled into the slip over
the slings. The slings are then
raised which lifts the boat from the
water in a cradle-like fashion. The
travel lift is then driven off the cat-
walks and the vessel placed some-
where in the adjacent boatyard for
repairs or maintenance.
The largest travel lift in exis-
tence on the east side of Delmarva
is in Ocean City, Md.
Walsh said the Ocean City lift is
Continued on page 51
Dennis Forney photo
J.B. Walsh's proposed travel lift would be constructed in
this area beside the gas dock at Angler's Marina.
HUD can help overcome down payment hurdle
Saving money for a down pay-
ment is one of the biggest obsta-
cles many first-time homebuyers
face. Time and again our mem-
bers encounter prospective home-
owners whose only reason for
renting is their inability to come up
with a 10 to 20 percent down pay-
ment. One option for these indi-
viduals is to consider a HUD
home, which may require a down
payment ef as little as $100.
HUD (Department of Housing
and Urban Development) holds
title to many foreclosed home pre-
viously insured by the Federal
Housing Administration. In these
cases, the mortgage lender seeks
from HUD the balance due on the
mortgage. In turn, HUD takes title
to the property and offers it to the
public at fair market value.
Although the homebuying
process with HUD homes is simi-
REALTOR FOCUS
Ski Faust
lar to that of homes owned by indi-
viduals, there are some important
differences. Most notably, many
HUD homes require only a three
percent down payment. In addi-
tion, HUD may pay the closing
costs charged by your mortgage
company. Since these costs aver-
age three to four percent of the
price of a home, this can be a sig-
nificant amount.
To purchase a HUD home, buy-
ers must work with a real estate
broker. However, HUD will pay
the real estate broker's commis-
sion on the sale price.
HUD homes come in all sorts of
shapes and sizes, and may be
located in any area. Look in the
real estate section for a listing of
HUD homes or contact a real
estate professional who partici-
pates in the HUD homes sales pro-
gram.
A real estate agent will explain
the procedure and your loan
options. The agent also can pre-
qualify you in order to speed the
loan process. This is important
.because on a HUD home, you
must close the sale within 60 days
of the acceptance of your offer.
Unlike traditional homebuying,
no bargaining is involved in mak-
ing an offer on a HUD home.
HUD homes are sold in what's
known as an "offer period" during
which an offer must be made. If
you offer the frill asking price, you
bid may be accepted immediately,
even before the offer period is
over. If you offer less than the full
price, your bid will be opened with
all other bids at the end of the offer
period. You may attend the open-
ing of offers, and your broker will
be notified if your bid is accepted.
Other HUD homes are listed on
an "extended" basis, which means
offers may be submitted any busi-
ness day. If your bid is accepted,
your broker will generally be noti-
fied within 48 hours of HUD's
receipt of the offer.
Are HUD homes for everyone?
Probably not. Buyers must
remember that they are buying the
home "as-is." Some homes may
need repair, but this can be a great
opportunity for the "fixer-upper."
HUD may lower the price of a
home knowing the buyer will need
to invest money to make improve-
ments.
A professional inspection is rec-
ommended before making an offer
because HUD provides no war-
ranties with its homes.
If you're having trouble saving
for a down payment, or are just
looking for an alternative to the
traditional homebuying process,
contact a real estate agent and
inquire about HUD homes.
Skip Valiant is president of the
Sussex County Association of
Realtors. For more information,
call 855-2300.